Self Employed Cover
Being self-employed comes with incredible freedom—the ability to set your own hours, choose your clients, and build something that’s truly yours. But with that independence comes responsibility, and one of the biggest challenges is financial security when things go wrong. Unlike traditional employees, you don’t have the safety net of Employer Sick Pay or Statutory Sick Pay. If illness or injury stops you from working, your income could disappear overnight. That’s why planning ahead is so important—because protecting your income means protecting your lifestyle, your family, and the business you’ve worked so hard to create. No matter your trade or profession, we’ll help you find the right protection so you can focus on what you do best with confidence and peace of mind.
Income Protection
Life can be unpredictable, and when you’re self-employed, your income depends on your ability to work. Income Protection gives you peace of mind by ensuring that if illness or injury prevents you from working, you’ll still receive a regular income to cover your bills and keep life on track. Even if you’ve only recently started your self-employed journey and don’t have years of accounts to prove your income, we can help create a solution that’s tailored to your needs. It’s about security, flexibility, and knowing you’re protected—whatever the future brings.
Life Insurance
For those who are self-employed, Life Insurance is more than just a policy—it’s peace of mind. When your business and personal finances are closely connected, the impact of the unexpected can be even greater. Life Insurance ensures that if the worst happens, you won’t leave behind financial burdens for your loved ones. From clearing personal and business debts to providing an income for your family, it’s about protecting the people and the future you care about most. A simple step today can offer security and reassurance, so you can focus on living life now, knowing tomorrow is taken care of.
Critical Illness Cover
When you’re self-employed, your income depends on your ability to work—so a serious illness can have a huge impact, both personally and financially. Critical Illness Cover provides a lump sum if you’re diagnosed with a specified illness, giving you the support you need at a difficult time. This money can help pay off debts, cover household bills, or even fund essential home adaptations to make life easier while you recover. It’s about giving you peace of mind, knowing that if the unexpected happens, you have a financial safety net in place to protect your future and your family.