Income Protection

Life Happens. Be Prepared.

Income Protection – Because Life Happens

What would happen if you couldn’t work because of illness or injury? Your bills wouldn’t stop—but your income might. That’s where Income Protection comes in. It gives you a monthly income so you can keep paying your bills and maintain your lifestyle while you focus on getting better.

Why is it important?
It’s peace of mind for you and your family. Instead of worrying about money, you can concentrate on your health.

Who needs it?
Honestly? Most people. If you rely on your income to pay bills—or if your household couldn’t manage without it—Income Protection is essential. It’s especially important if you don’t get sick pay from your employer or if statutory sick pay (£118.75 per week) just isn’t enough for you. If you are in a fortunate position to have some sick pay through your employer, that is great, we can tailor the plan to suit any existing sick pay benefits.

We’ll help you find a policy that fits your needs and budget, and even look at options with extra benefits to support your recovery. In our opinion, this is one of the most important types of cover—and it’s often overlooked.

Because let’s face it: it’s better to have cover and not need it than need it and not have it.