Home Insurance
Protect your home and everything in it - so you can enjoy life worry-free
Life happens. With the right home insurance, your home and belongings are covered against the unexpected—like fire, theft, storm damage, or accidents—so you can focus on what matters most.
Why Choose Us?
Warm, friendly support
We explain cover in plain English and help you pick a policy that fits your life—not just the lowest price.
Tailored to your needs
Whether you’re a homeowner, landlord, or tenant, we’ll match cover to your property and priorities.
Ongoing guidance
From quotes to claims, we’re by your side with practical help when you need it most.
What's Covered
Cover varies by policy and provider—your adviser will confirm details.
Buildings insurance:
Covers the structure of your home—walls, roof, fixtures—against events like fire, storm, flood, and subsidence.Contents insurance:
Covers what’s inside—furniture, tech, clothing, and personal items—if damaged, stolen, or lost through an insured event.Accidental damage (optional):
Protection for mishaps—like breaking a window or spilling paint on a carpet.Theft & vandalism:
Cover if someone breaks in or damages your property.Storm & flood:
Financial support when severe weather causes damage.Escape of water:
Includes leaks from pipes, tanks, or appliances.Trace and Access:
Helps cover the cost of finding and accessing the source of a leak—such as lifting floors or removing walls—so repairs can be made quickly and effectively.Alternative Accommodation:
If your home becomes uninhabitable after an insured event, this cover helps pay for temporary housing so you and your family have somewhere safe and comfortable to stay while repairs are carried out.Personal possessions (optional):
Cover for items you take outside the home—like phones, jewellery, or laptops.
Useful Optional Extras
Here are some of the common optional extras you may wish to add to your policy:
Home emergency cover:
24/7 assistance for urgent issues (e.g., boiler breakdown, burst pipes).Legal expenses:
Support with legal costs for disputes (e.g., consumer or employment-related matters).Accidental damage (buildings/contents):
Extra peace of mind for everyday mishaps.High‑value items:
Specified cover for jewellery, art, bikes, and collectibles.Landlord cover:
Buildings and liability options tailored for rental properties.