Protect Your Family
Receive a Personalised Recommendation
Talk to us today about your concerns and receive a personalised recommendation. We will listen, give no obligation advice and options to suit your budget and circumstances. If you have concerns about any medical conditions we can also look into this for you to save you time applying online and possibly being declined. Wherever possible we aim to give you a recommendation within 24 hours.
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Protecting your family is the most important thing that you will do in your life. You can protect them financially with a range of personal insurance products to support you in what coud be a very financially and emotionally difficult time.
We can review your existing cover, check if it is still suitable for your needs, add to or replace cover. We can put cover in place if you don't currently have any at all. Secondly we can ensure that your Life Insurance Policies are placed into trust.
It can very daunting and overwhelming when looking at all of these cover options.
As Protection Specialists it is our job to assess your needs and understand what you would want to happen in various scenarios. We carry out research dependent on the information you provide and look at the most appropriate solutions for you.
They are then explained to you until you understand them, allowing you to ask questions as you need to.
This takes the pressure off you and allows you to make a decision that will give you the peace of mind you need.
Life Insurance - This is recommended to provide financial support to your family if you pass away or if you are diagnosed with a Terminal Illness. If you have a mortgage would you want to leave that debt to your family or leave them without a home? We can help you put cover in place to ensure that your mortgage and any other debts can be paid.
You may also wish to provide a monthly income or lump sum to continue providing for your family. This could help them to pay the bills and maintain their lifestyle. Without this they may have to change occupation to earn a higher income, take up more hours or downsize for example.
A simple and affordable product and I have access to products that can provide additional useful benefits too. There is also an option for Whole of Life Insurance which is guaranteed to pay out no matter the age.
Income Protection - This provides a monthly income if you are incapacitated and unable to work. Whether you suffer an injury or become ill income protection will enable you to keep paying your bills and maintain your lifestyle.
We can help you if you don't receive any sick pay from your employer or to work with your sick pay. Your bills don't stop just because your income has. There are various options to suit your needs and budgets plus additional benefits to help you return to work. In our opinion this is the most important insurance that is often forgotten about. Statutory Sick Pay is currently £109.40 per week which isn't enough for most people.
Critical Illness Cover -Providing a lump sum in the event of a specific critical illness. It includes Cancer, Heart Attack, Stroke and cover for your children including during pregnancy. It can be used to pay off a mortgage or other debts, the bills during a difficult or perhaps to make adaptations to the home. It gives you additonal peace of mind for what could be a very emotionally difficult time.
'It is better to have cover and not need it than not have cover and need it'.
Wills, Trusts and Power of Attorney - An important step in protecting your family if you are no longer here. Contact us where I can arrange for you to speak to an Estate Planning Consultant.
Wills, Trusts & Power of Attorney services are referred to a third party. Neither Leanne Richardson trading as Pride Protect nor PRIMIS are responsible for the service received. Estate Planning services are not regulated by the Financial Conduct Authority and may have limited consumer protection.
We can also help you with Home Insurance and Private Medical Insurance. We believe in helping you understand the cover you need.